Merchant User Flow

Overview

This document will help you get a sense of your users’ experience.

Offramp - API Flow

To depict how a user sells crypto for fiat, including user registration, crypto deposit, and fiat payout via IMPS.

1.User Registration:

• Merchant ensures the user is registered in Swiftramp.

  2.KYC Check:

• Verify if the user is KYC-approved.

• If not approved → Redirect to KYC process.

  3.Bank Addition:

• User adds their bank account.

  4.User Initiates Offramp:

• User selects the crypto to sell and the amount.

  5.Crypto Conversion:

• Convert the crypto into fiat currency using real-time conversion rates.

  6.Fiat Payout:

• Fiat is transferred to the user’s bank account.

  7.Transaction Completion:

• Update the transaction status in Swiftramp.

KYC Flow

To show how users are verified for compliance before performing any transactions.

Flowchart

1.User Registration:

• User is created in the Swiftramp system.

  2.KYC Initiation:

• Via API (Merchant handles verification).

• Via SDK (Swiftramp handles verification).

  3.Document Submission:

• Users upload necessary documents.

  4.KYC Verification:

• Approved → Proceed to next steps (e.g., add a bank account for Indian users).

• Rejected → Request re-submission of documents, if applicable.

  5.KYC Completion:

• User status is updated to “KYC Approved.”

Next Steps

Go ahead and check out our quickstart guides.